Walt CardsEnabling single-use, merchant-locked, and tap-to-pay for all.
Walt Cards continues the tradition of reclaiming the power of spending back to the user.
What each card is for.
One time use
A virtual card that is generated, used, and then immediately destroyed.
How does this reclaim power:
- On a sketchy website you don't trust: before, you'd worry they'd take your card data, steal it, and use it another time without your consent.
- On a website that insists on storing your card for future use (eg. Amazon), the site thinks it has your long-term card, but it's already dead and impossible to use after the first purchase.
Merchant or subscription specific
A virtual card that, once used, can only be used by that single merchant from then on. It notifies you if a recurring charge changes price.
How does this reclaim power:
- Ever cancelled a subscription and learned afterward that the 30 page document you signed had a 3 month cancellation term? Cancel the card instead, without risking your other subscriptions.
- One card paying one merchant also gives you the entire history of that spend, and how the price has gone up over time.
General use card
A standard long-lived virtual card that can be used online or for tap-to-pay.
How does this reclaim power:
- If your bank isn't among the cards that can be added to Walt natively, you can still tap-to-pay using the Walt general use card.
- That means every European, and eventually American and beyond, can use Walt to tap-to-pay.
- As with everything Walt, we never sell or share your data: we store only what the product requires, delete it as soon as possible, and work with privacy-focused vendors.
Tap-to-pay pays for it.
Issuing cards takes different vendors, more legal work, and more money up front than tap-to-pay with your own bank card. Venture capitalists don't believe people will pay for privacy, so that money isn't coming from them. It comes from the tap-to-pay subscription, which ties Walt Cards to how well that launch goes.
- Q4 2026
- Bank-card tap-to-pay launches
- H1 2027
- Grow the user base, and the revenue behind it
- H2 2027
- Walt Cards launches on that revenue, hopefully
Which is the honest answer to when: sooner if tap-to-pay does well. Spreading the word about Walt genuinely moves this date.
Price, identity, and data.
- PriceA separate, independent subscription from the bank-card tap-to-pay. Price not yet set, but will be more expensive.
- IdentityIssuing cards means we're legally required to verify who you are. This will apply only to the Walt Cards subscribers.
- DataWalt stores only what is legally required, which includes some identity verification data. However, just like with all Walt features, the data it stores will never be sold, profiled, or shared, and will be deleted as soon as legally allowed.
Join the waitlist.
Walt Cards comes after the tap-to-pay launch. Sign up and we'll email you when it's ready. If you want to follow along or argue about the details, the Discord is where that happens.