2014–2024
iPhone NFC locked
Apple restricts iPhone NFC exclusively to Apple Pay. No third-party wallet can offer tap-to-pay on iPhone for a decade9
2024
EUDI wallet mandate
EU regulation mandates privacy-by-design digital wallets across all 27 member states10
Dec 2024
First alternative launches
Vipps MobilePay goes live as the first Apple Pay alternative on iPhone. 200K cards activated in 24 hours11
Jan 2025
First NFC transaction
First third-party contactless payment completed on iPhone via the new NFC APIs12
Mar 2025
Walt
The first entirely private tap-to-pay wallet enters the market
For the first time, a completely private tap-to-pay wallet is possible on every smartphone in Europe.